Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

 

Down Payment Assistance Illinois

Discover How You Can Get Down Payment Assistance in Illinoiswhen buying your first home.  New home buyers may get up to $7,500.00 towards the down payment of their new home purchases with attractive rates. These programs are available for a limited time only and restrictions may apply.

Buying a house is a big investment, don’t make a $7,500.00 mistake when buying your first home!

Call Us Now at (630) 833-4422 For A Free Consultation

We will let you know up front which programs you qualify for so we don’t waste any of your time.

 


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